📝 Ingredients

For the bread batter

• 1½ cups all-purpose flour

• 1 tsp baking powder

• ½ tsp baking soda

• ½ tsp salt

• 1 tsp cinnamon

• ½ tsp nutmeg

• ½ cup unsalted butter, softened

• ¾ cup granulated sugar

• 2 large eggs

• ⅓ cup milk (or buttermilk)

• 1 tsp vanilla extract

For the apple layer

• 2 cups peeled, finely chopped apples (Honeycrisp, Gala, or Granny Smith)

• 2 tbsp brown sugar

• 1 tsp cinnamon

Optional streusel topping

• 2 tbsp butter, melted

• ¼ cup flour

• ¼ cup brown sugar

• ½ tsp cinnamon

🍳 Instructions

1. Preheat & prepare pan

Preheat oven to 350°F (175°C).
Grease a 9×5-inch loaf pan and line with parchment if desired.

2. Mix the apple filling

In a small bowl, combine chopped apples, brown sugar, and cinnamon. Set aside.

3. Make the batter

1. In a bowl, whisk together flour, baking powder, baking soda, salt, cinnamon, and nutmeg.

2. In another bowl, cream butter and sugar until fluffy.

3. Beat in the eggs, one at a time.

4. Add milk and vanilla.

5. Slowly fold in the dry ingredients until just combined.

4. Layer the loaf

• Add half the batter to the pan

• Spread half the apple mixture

• Add remaining batter

• Top with remaining apples

5. Add streusel (optional)

Mix all streusel ingredients together until crumbly and sprinkle over the top.

6. Bake

Bake 55–65 minutes, or until a toothpick inserted in the center comes out clean.
If top browns too quickly, tent with foil.

7. Cool

Let cool in the pan 10 minutes, then transfer to a rack to cool fully.